Homeownership

PLEASE NOTE: Please read this entire page about Habitat's Homeownership Program.

  1. Interested applicants should complete an Applicant Information Worksheet to start the application process. (details below)
  2. Applicants must meet specific requirements for their application to be considered:
    1. Need for affordable housing. Current housing conditions are substandard, overcrowded, unsafe, or too expensive in relation to monthly household income.
    2. Ability to repay a monthly mortgage. Must demonstrable history of income.
    3. Willingness to partner. Homeowners must complete 300 'sweat equity' hours of volunteer service, work in the construction of their home, as well as other family's homes, work at Habitat's ReStore, and participate in required workshops and educational classes.
  3. Applicants who appear to meet initial requirements are forwarded to Habitat's Family Selection Committee for review and recommendation based on the three criteria. Habitat conducts home visits and personal interviews with prospective homeowners recommended by the committee to learn more about a family's current living situation, assess need for housing, and answer any questions.
  4. If approved for Habitat's Housing Program, prospective homeowners and Habitat Birmingham sign a "Partnership Agreement." Because there are many more applicants than funding or homes, the Family Selection Committee must select families and individuals who meet all of the qualifications and have the greatest need for housing.

Review our Homeownership Manual for further information. If you think you may qualify for Habitat Birmingham's Housing Program, please submit an Applicant Information Worksheet.

Applicant Information Worksheet:  

To get started in the application process, please complete an Applicant Information Worksheet. Return completed worksheet by email, fax (205-780-1800), US mail (P.O. Box 540, Fairfield, AL 35064) or in person at 4408 Lloyd Noland Parkway, Fairfield, AL. Worksheets will be reviewed within three weeks of receipt. You will be contacted for additional information or connected to alternate resources. 

Federal Credit Equal Opportunity Act

Greater Birmingham Habitat for Humanity partner family selections are made in compliance with the Federal Credit Equal Opportunity Act on an impartial an non-discriminatory basis. Race, color, national origin, marital status, familial status, sexual orientation, age, religion, and disability play no part in selection. 

Questions?

If you have questions contact our Family Services Coordinator

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

Give

Give

Give the Gift of Home. Houses are not given away. Your tax-deductible donation builds homes in partnership with families in need.

Volunteer

Volunteer

Swing a hammer on a construction site, volunteer at the ReStore or Habitat Office, join a committee - there are many ways to get involved.

Apply

Apply

Learn more about our Home ownership Program and Home Repair Program.

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Advocate

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